Access cash, without selling your crypto – Portfolio Line of Credit now available.

Insights

All

Announcements

Research & Insights

Education

Market Updates

Education

·

Using a Crypto Line of Credit for Investments? What to Know About Investment Interest Expense.

Announcements

·

Introducing GalaxyOne Crypto Portfolio Line of Credit

Education

·

GalaxyOne, Explained: Solana Staking

Education

·

GalaxyOne, Explained: Business

Announcements

·

What's New on GalaxyOne | Q1 2026

Market Updates

·

GalaxyOne Weekly Market Update - May 15, 2026
CeFi vs DeFi comparison graphic showing centralized finance as a bank and decentralized finance as blockchain blocks with tokens.

Education

·

Crypto Staking for Investors: It's Not Really DeFi vs CeFi

Market Updates

·

GalaxyOne Weekly Market Update - May 8, 2026

Announcements

·

USDC Deposits Available on GalaxyOne

Market Updates

·

GalaxyOne Weekly Market Update - April 24, 2026
What is Ethereum? Blog post header image with Ethereum logos on a dark background.

Education

·

What Is Ethereum? A Plain-Language Guide for Investors
What is Bitcoin? Blog post header image with Bitcoin logos on a dark background.

Education

·

What Is Bitcoin? A Plain-Language Guide for Investors

Market Updates

·

GalaxyOne Weekly Market Update - April 17, 2026
What is Solana? Blog post header image with Solana logos on a dark background.

Education

·

What Is Solana? A Plain-Language Guide for Investors

Announcements

·

Introducing GalaxyOne for Business: Treasury Management for Entities
GalaxyOne staking rewards dashboard showing 137.9108 SOL with 80% staked, an estimated reward rate of up to 6.50%, and total rewards of 2.9247 SOL. For illustrative purposes only.

Education

·

What Are Staking Rewards and How Are They Calculated?

Market Updates

·

GalaxyOne Weekly Market Update - April 10, 2026
GalaxyOne app staking interface showing three screens: staking SOL with available balance, Solana staking dashboard with estimated reward rate up to 6.50% in variable rewards, and start staking options to buy or deposit SOL. For illustrative purposes only.

Education

·

What Is Crypto Staking? A Plain-Language Guide for Investors

Market Updates

·

GalaxyOne Weekly Market Update - April 2, 2026
GalaxyOne's 0% platform commission on staking in 2026 versus up to 35% commission charged by other platforms. 0% commission means no platform fees charged by GalaxyOne for staking, other fees may apply.

Education

·

Staking Commissions, Rates, and What Makes GalaxyOne Different

Announcements

·

Introducing Staking on GalaxyOne

Market Updates

·

GalaxyOne Weekly Market Update - March 27, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 20, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 13, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 6, 2026

Education

·

GalaxyOne, Explained: Platform Walkthrough and Q&A

Research & Insights

·

Make Yield Work Harder: Preserving Purchasing Power in an Inflationary World 

Research & Insights

·

Compounding Differently: Turning Cash Interest into Bitcoin Growth

Research & Insights

·

Unlocking Accredited Investor Status

Research & Insights

·

Harnessing Volatility: The Investor’s Advantage

Research & Insights

·

Where Can Investors Find Yield in This Market?

Research & Insights

·

The Benefits of Dollar-Cost Averaging into Bitcoin

Announcements

·

Introducing GalaxyOne: Earn More, Invest Smarter, All in One Place

Announcements

·

Fierce Is Now GalaxyOne.

All

Announcements

Research & Insights

Education

Market Updates

Education

·

Using a Crypto Line of Credit for Investments? What to Know About Investment Interest Expense.

Announcements

·

Introducing GalaxyOne Crypto Portfolio Line of Credit

Education

·

GalaxyOne, Explained: Solana Staking

Education

·

GalaxyOne, Explained: Business

Announcements

·

What's New on GalaxyOne | Q1 2026

Market Updates

·

GalaxyOne Weekly Market Update - May 15, 2026
CeFi vs DeFi comparison graphic showing centralized finance as a bank and decentralized finance as blockchain blocks with tokens.

Education

·

Crypto Staking for Investors: It's Not Really DeFi vs CeFi

Market Updates

·

GalaxyOne Weekly Market Update - May 8, 2026

Announcements

·

USDC Deposits Available on GalaxyOne

Market Updates

·

GalaxyOne Weekly Market Update - April 24, 2026
What is Ethereum? Blog post header image with Ethereum logos on a dark background.

Education

·

What Is Ethereum? A Plain-Language Guide for Investors
What is Bitcoin? Blog post header image with Bitcoin logos on a dark background.

Education

·

What Is Bitcoin? A Plain-Language Guide for Investors

Market Updates

·

GalaxyOne Weekly Market Update - April 17, 2026
What is Solana? Blog post header image with Solana logos on a dark background.

Education

·

What Is Solana? A Plain-Language Guide for Investors

Announcements

·

Introducing GalaxyOne for Business: Treasury Management for Entities
GalaxyOne staking rewards dashboard showing 137.9108 SOL with 80% staked, an estimated reward rate of up to 6.50%, and total rewards of 2.9247 SOL. For illustrative purposes only.

Education

·

What Are Staking Rewards and How Are They Calculated?

Market Updates

·

GalaxyOne Weekly Market Update - April 10, 2026
GalaxyOne app staking interface showing three screens: staking SOL with available balance, Solana staking dashboard with estimated reward rate up to 6.50% in variable rewards, and start staking options to buy or deposit SOL. For illustrative purposes only.

Education

·

What Is Crypto Staking? A Plain-Language Guide for Investors

Market Updates

·

GalaxyOne Weekly Market Update - April 2, 2026
GalaxyOne's 0% platform commission on staking in 2026 versus up to 35% commission charged by other platforms. 0% commission means no platform fees charged by GalaxyOne for staking, other fees may apply.

Education

·

Staking Commissions, Rates, and What Makes GalaxyOne Different

Announcements

·

Introducing Staking on GalaxyOne

Market Updates

·

GalaxyOne Weekly Market Update - March 27, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 20, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 13, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 6, 2026

Education

·

GalaxyOne, Explained: Platform Walkthrough and Q&A

Research & Insights

·

Make Yield Work Harder: Preserving Purchasing Power in an Inflationary World 

Research & Insights

·

Compounding Differently: Turning Cash Interest into Bitcoin Growth

Research & Insights

·

Unlocking Accredited Investor Status

Research & Insights

·

Harnessing Volatility: The Investor’s Advantage

Research & Insights

·

Where Can Investors Find Yield in This Market?

Research & Insights

·

The Benefits of Dollar-Cost Averaging into Bitcoin

Announcements

·

Introducing GalaxyOne: Earn More, Invest Smarter, All in One Place

Announcements

·

Fierce Is Now GalaxyOne.

All

Announcements

Research & Insights

Education

Market Updates

Education

·

Using a Crypto Line of Credit for Investments? What to Know About Investment Interest Expense.

Announcements

·

Introducing GalaxyOne Crypto Portfolio Line of Credit

Education

·

GalaxyOne, Explained: Solana Staking

Education

·

GalaxyOne, Explained: Business

Announcements

·

What's New on GalaxyOne | Q1 2026

Market Updates

·

GalaxyOne Weekly Market Update - May 15, 2026
CeFi vs DeFi comparison graphic showing centralized finance as a bank and decentralized finance as blockchain blocks with tokens.

Education

·

Crypto Staking for Investors: It's Not Really DeFi vs CeFi

Market Updates

·

GalaxyOne Weekly Market Update - May 8, 2026

Announcements

·

USDC Deposits Available on GalaxyOne

Market Updates

·

GalaxyOne Weekly Market Update - April 24, 2026
What is Ethereum? Blog post header image with Ethereum logos on a dark background.

Education

·

What Is Ethereum? A Plain-Language Guide for Investors
What is Bitcoin? Blog post header image with Bitcoin logos on a dark background.

Education

·

What Is Bitcoin? A Plain-Language Guide for Investors

Market Updates

·

GalaxyOne Weekly Market Update - April 17, 2026
What is Solana? Blog post header image with Solana logos on a dark background.

Education

·

What Is Solana? A Plain-Language Guide for Investors

Announcements

·

Introducing GalaxyOne for Business: Treasury Management for Entities
GalaxyOne staking rewards dashboard showing 137.9108 SOL with 80% staked, an estimated reward rate of up to 6.50%, and total rewards of 2.9247 SOL. For illustrative purposes only.

Education

·

What Are Staking Rewards and How Are They Calculated?

Market Updates

·

GalaxyOne Weekly Market Update - April 10, 2026
GalaxyOne app staking interface showing three screens: staking SOL with available balance, Solana staking dashboard with estimated reward rate up to 6.50% in variable rewards, and start staking options to buy or deposit SOL. For illustrative purposes only.

Education

·

What Is Crypto Staking? A Plain-Language Guide for Investors

Market Updates

·

GalaxyOne Weekly Market Update - April 2, 2026
GalaxyOne's 0% platform commission on staking in 2026 versus up to 35% commission charged by other platforms. 0% commission means no platform fees charged by GalaxyOne for staking, other fees may apply.

Education

·

Staking Commissions, Rates, and What Makes GalaxyOne Different

Announcements

·

Introducing Staking on GalaxyOne

Market Updates

·

GalaxyOne Weekly Market Update - March 27, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 20, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 13, 2026

Market Updates

·

GalaxyOne Weekly Market Update - March 6, 2026

Education

·

GalaxyOne, Explained: Platform Walkthrough and Q&A

Research & Insights

·

Make Yield Work Harder: Preserving Purchasing Power in an Inflationary World 

Research & Insights

·

Compounding Differently: Turning Cash Interest into Bitcoin Growth

Research & Insights

·

Unlocking Accredited Investor Status

Research & Insights

·

Harnessing Volatility: The Investor’s Advantage

Research & Insights

·

Where Can Investors Find Yield in This Market?

Research & Insights

·

The Benefits of Dollar-Cost Averaging into Bitcoin

Announcements

·

Introducing GalaxyOne: Earn More, Invest Smarter, All in One Place

Announcements

·

Fierce Is Now GalaxyOne.

Product

GalaxyOne Business

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Staking

GalaxyOne Brokerage

GalaxyOne Crypto Line of Credit

Company

About

Insights

Help Center

Galaxy

Careers

Partner Program

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, N.A., an OCC-chartered, uninsured national trust bank supervised by the Office of the Comptroller of the Currency. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations. GalaxyOne's crypto services are offered in partnership with Paxos. By using these services, you agree to the Paxos User Terms and Conditions, including the applicable Trading Terms and Risk Disclosures, available here.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Product

GalaxyOne Business

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Staking

GalaxyOne Brokerage

GalaxyOne Crypto Line of Credit

Company

About

Insights

Help Center

Galaxy

Careers

Partner Program

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Product

GalaxyOne Business

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Staking

GalaxyOne Brokerage

GalaxyOne Crypto Line of Credit

Company

About

Insights

Help Center

Galaxy

Careers

Partner Program

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.