For too long, individual investors have been stuck with fragmented, underpowered tools. They’ve been offered checking accounts that barely pay interest. Trading platforms with no connection to the rest of their financial lives. So-called all-in-one apps that promise integration but deliver silos, over-gamification, and unnecessary market noise. That’s the gap we aim to close.

Today, we launch GalaxyOne.

GalaxyOne was built to help you grow your wealth — and to bring the full power of Galaxy’s Digital Assets business to your fingertips. That starts with yield. Our FDIC-insured high-yield cash deposit accounts pay 4.00% Annual Percentage Yield (APY)* , and for accredited investors** , Galaxy Premium Yield offers 8.00% APY*** an investment note issued by Galaxy Digital LP, a subsidiary of Galaxy Digital Inc. These aren’t teaser rates or boosts. Yield is generated by Galaxy’s institutional lending business, active since 2018 with a loan book size of over $1.1 billion, backed by our strong balance sheet, and delivered with the transparency, scale, and operational rigor you’d expect from a public company known for financial discipline and white-glove service.

From there, we connect your cash to the rest of your portfolio. Earnings can be automatically reinvested into bitcoin and other supported crypto assets or cash, compounding your position without extra steps. And for the first time, products once reserved for institutions, built on the same infrastructure, risk controls, and expertise, are now designed for individuals who expect more.

You can trade a broad selection of U.S.-listed equities and ETFs from major exchanges, alongside leading digital assets like bitcoin, ethereum, and solana — all in one unified platform. But trading is only part of the vision. The bigger goal is an intuitive precision-built platform where cash, crypto, equities and yield work together, giving you control and opportunity without compromise.

This vision began years ago with Fierce, the mobile platform Galaxy acquired in 2024. We saw in Fierce the same ambition we share at Galaxy — bold design, a passionate community, and a clear commitment to access, growth, and innovation. Today, that vision lives on in GalaxyOne: precision-built with the strength of Galaxy’s institutional capabilities and the speed, agility, and focus of a modern wealth and investing platform. With this launch, we’ve expanded beyond iOS to include Android and a full-featured web app, so you can manage your portfolio anywhere, on your terms.

This is just the beginning for GalaxyOne. In the coming months and years, additional features and products will be added, creating a robust offering for investors who are looking to manage and leverage their investment portfolios in a unified manner. The roadmap includes business accounts, staking of crypto assets to generate yield, such as solana, and innovative products in the brokerage and lending categories.

To every investor who’s been told “that’s not possible here,” we heard you. GalaxyOne is built for you. I hope you will explore the platform and share your feedback with us as we embark on an ambitious path.

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Zac Prince

Head of GalaxyOne

*APY is effective as of 9/23/2025 and may change at any time before or after account opening.

**An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.

***APY is effective as of 9/23/2025 and can be changed upon 30-day prior notice for Galaxy Premium Yield. This is an investment product, not a bank deposit, and is not FDIC insured.

Disclosures:

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or the securities laws of any state. Such notes may not be offered or sold in the United States absent registration with the SEC or an applicable exemption from registration requirements. All investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. To obtain more information about and to consider investing in Galaxy Premium Yield, please see here.

This blog post shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available here.

GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Except where otherwise indicated, the Information is based on matters as they exist as of the date of preparation and not as of any future date and will not be updated or otherwise revised to reflect information that subsequently becomes available, or circumstances existing or changes occurring after the date hereof.