Privacy Policy

Last Updated July 2, 2025

OUR COMMITMENT TO PRIVACY

GalaxyOne Holdings LLC and our affiliates (collectively “GalaxyOne”) knows that you care about how your personal information is used and shared, and we take your privacy seriously. We recognize our responsibilities in relation to the collection, holding, processing, use and/or transfer of personal data and we consider the protection of your personal data to be a foundation of customer trust and a sound business practice.

This privacy policy (this “Policy”) describes how we may collect, use, and/or disclose your personal information when you download the GalaxyOne app through a relevant app store and sign up for a GalaxyOne account and other services through the mobile app or online at www.galaxy.app and use the Services, and applies to any individual’s personal information which is in our possession or under our control. To make this Policy easy to find, we make it available from the home page of the GalaxyOne website at www.galaxy.app and through the GalaxyOne app (collectively, the “GalaxyOne Platform”).

APPLICABILITY OF THIS POLICY

This Policy applies to all information we collect through the Services from current and former GalaxyOne Platform users, including you. As used herein, “Services” means any products, services, content, features, technologies, or functions, and all related websites, mobile apps and services offered to you by us. “Personal Information” means information that identifies or is reasonably capable of identifying an individual, directly or indirectly, and information that is being associated with an identified or reasonably identifiable individual. Please note that information by which you cannot be identified (for example, anonymous or aggregated information) is not considered Personal Information and therefore is not subject to this Policy. This Policy supplements but does not supersede nor replace any other consent which you may have previously provided to us nor does it affect any rights that we may have at law in connection with the collection, use and/or disclosure of your Personal Information. Subject to your rights at law, the prevailing terms of this Policy shall apply. For the avoidance of doubt, this Policy forms part of the terms governing your relationship with us and should be read in conjunction with such terms and conditions.

By continuing to interact with the Services, you accept this Policy and the GalaxyOne Terms of Use. If you do not agree to this Policy or GalaxyOne Terms of Use, please do not interact with the Services provided by GalaxyOne. Your continued use of the Services following the posting of changes to this Policy will be deemed your acceptance of those changes.

INFORMATION WE COLLECT FROM YOU

  • We may collect Personal Information you provide when you:

    • fill in any forms;

    • correspond with us;

    • register to use the GalaxyOne Platform;

    • open an account or use any of our Services;

    • take part in online discussions, surveys or promotions;

    • speak with a member of our customer support team (on the phone, through the GalaxyOne website, or through the GalaxyOne app);

    • enter a promotion; or

    • contact us for other reasons.

  • We may collect the following Personal Information from you, including, but not limited to:

    • Personal Particulars (e.g., name, contact details, residential address, phone number, date of birth, identity card/passport details, username, password and other registration information, social media handles and other social media profile information, and/or education details);

    • Financial Information, such as income, expenses, credit history and/or credit card, bank account information, routing number;

    • Correspondence, such as information that you provide to us in correspondence, including account opening, customer support, feedback or response to surveys;

    • Sensory Information, such as images collected for identity verification, audio recordings left on answering machines;

    • Employment Information, such as work experience and employment details; o Tax and Insurance information;

    • Information about your risk profile, investments, investment objectives, knowledge and experience and/or business interests and assets, and source of wealth;

    • Information about your use of the Services, and/or the GalaxyOne Platform;

    • Information from other third-party data services (for example to verify your identity and to better understand your product and services needs); and

    • Institutional Information, such as for institutional customers, we may collect additional information, including: institution’s legal name, Employer Identification Number (“EIN”) or any comparable identification number issued by a government, and proof of legal existence (which may include articles of incorporation, certificate of formation, business license, trust instrument, or other comparable legal document).

  • In addition, we may collect technical and navigational and location information. We use this information for a variety of purposes, such as maintaining the security of your session, facilitating site navigation, improving design and functionality, and personalizing your experience. Information we collect may include:

    • Online Identifiers, such as IP address; domain name;

    • Device Information, such as hardware, operating system and version, browser, unique device identifiers, mobile network information;

    • Usage Data, such as system activity, internal and external information related to GalaxyOne pages that you visit, clickstream information;

    • Geolocation Data, such as address, government identification numbers (which may include Social Security Number or equivalent, driver’s license number, passport number);

    • Transaction Information; and

    • Additional Information, at the discretion of our Compliance Team to comply with legal obligations, which may include criminal records or alleged criminal activity.

Personal Information you provide during the registration process may be retained, even if your registration is left incomplete or abandoned.

INFORMATION FROM CHILDREN

The Services are not directed to individuals under the age of thirteen (13). We do not intentionally collect information from those we know are under 13, and we request that these individuals do not provide personal information through the GalaxyOne Platform. Please contact us if you believe that we have mistakenly or unintentionally collected information from a child under the age of 13.

DATA SECURITY AND DATA RETENTION We recognize the importance of protecting access to Personal Information. We take commercially reasonable and practicable steps to ensure that your Personal Information held by us (i) is accurate with regard to the purposes for which it is to be used, and (ii) is not kept longer than is necessary for the fulfillment of the purpose for which it is to be used. We store and process your Personal Information using third-party servers located in data centers in the United States. This information is protected by physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations and we regularly adapt these controls to respond to changing requirements and advances in technology. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities. We strive to ensure security on our systems.

Despite our efforts, we cannot guarantee that personal information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards. Furthermore, because the transmission of Personal Information over the internet cannot be guaranteed to be 100% secure, we cannot guarantee or warrant the security of any information you transmit to us, or to or from our Services. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your password with anyone. If we learn of a systems security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By using the Services, you agree that we may communicate with you electronically. We may post a notice on the GalaxyOne Platform if a security breach occurs. We may also send an email to you at the email address you have provided to us. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach), please email us at [email protected].

Different retention periods apply for different types of Personal Information based on the purpose for which it was gathered.

We reserve the right to dispose of or delete any or all such Personal Information or non-personal information at any time (including prior to any specific retention timeframe we may communicate), except as set forth in any other agreement or document executed by both you and us concerning the same or as required by law.

HOW WE USE PERSONAL INFORMATION

  • We use your Personal Information to:

    • Provide you with our Services.

    • Manage the GalaxyOne Platform in order to maintain and deliver the Services, and to improve user experience and maximize usage of our Services.

    • Process your Personal Information as required by applicable laws and regulations.

    • Protect the security and integrity of the Services, our business, the Services, and your account.

    • Provide you with customer support anytime that you reach out to our Customer Support team.

    • To carry out market research to understand how our Services are being used to help us improve, optimize and enhance our Services and their delivery. o

    • Advertise and market our Services to you, including delivering interest-based advertisements on the GalaxyOne Platform and other sites or content syndication platforms and websites.

    • To communicate with you directly through emails, calls, chats, video conferencing.

    • Send communications to you about:

      • new features and upgrade;

      • our services and offerings;

      • event announcements;

      • product notices and changes to our terms and policies;

      • particular programs in which you have chosen to participate;

      • promotional offers and surveys; and

      • scheduling demos and managing free trials.

    • Enforce the terms and conditions of the Services with you.

    • Detect and prevent fraud and other prohibited or illegal activities, comply with financial crime laws, and to confirm that you are eligible to use the Services. Otherwise, as disclosed to you at the point of collection or as required or permitted by law.

Please note that sometimes we may record the video conferencing call in which you participate in order to analyze and improve our staff’s communication skills. If we do so, we will be announcing it at the beginning of the conference call as well as in the meeting invite and we will be providing a link to our Privacy Policy in the meeting invites and on the registration page.

HOW WE SHARE INFORMATION ABOUT YOU WITH THIRD PARTIES

We do not sell or share your Personal Information to third parties or disclose your Personal Information to third parties for their marketing purposes.

We may share Personal Information as described below:

  • Unaffiliated Service Providers. We may share your Personal Information with third-party service providers that are not operated or controlled by GalaxyOne to provide the

    Services to you. Your Personal Information may be shared so that they can provide us with services, including identity verification, fraud detection and prevention, security threat detection, payment processing, customer support, data analytics, Information Technology, advertising, marketing, data processing, network infrastructure, storage, transaction monitoring, and tax reporting. We share your Personal Information with these service providers only so that they can provide us with services, and we prohibit our service providers from using or disclosing your Personal Information for any other purpose. Our third-party service providers are subject to strict confidentiality obligations.

  • Affiliates. We may share your Personal Information with our affiliates, for the purposes outlined above, and as it is necessary to provide you with our Services.

  • Government agencies, other regulatory bodies and law enforcement officials, and other organizations as permitted or required by law. We may share your personal information with government agencies, other regulatory bodies and law enforcement officials, or other organizations as permitted or required by law for tax purposes, for reporting suspicious transactions, or when required by law, subpoena, or other legal processes as identified in the applicable legislation. We attempt to notify our clients about legal demands for their personal data when appropriate in our judgment unless prohibited by law or court order or when the request is an emergency.

  • Corporate Transactions. We may disclose Personal Information in the event of a proposed or consummated merger, acquisition, reorganization, asset sale, or similar corporate transaction, or in the event of a bankruptcy or dissolution.

  • Other third-parties, with your consent or as directed by your representative.

By using the Services, you grant GalaxyOne and each of our third-party service providers the right, power, and authority to act on your behalf to access and transmit your Personal Information in order to process your application and to provide the Services; including, without limitation, the authorization of your wireless carrier to use or disclose information about your account and your wireless device, if available, to GalaxyOne or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. In addition, you agree that to the extent that your Personal Information is in the possession of a third-party service provider, such Personal Information is subject to the privacy policy of that third-party service provider.

We may use other information, which does not identify you personally, for any reason we deem appropriate, including for purposes of administering, protecting and improving our Services and systems, to better understand the preferences of our website visitors, to identify server problems, to compile aggregated statistics about website usage, and to help personalize your experience on our website.

DIRECT MARKETING

Subject to applicable laws and regulations, we may from time to time send direct marketing materials promoting services, products, facilities, or activities to you using information collected from or about you. You may opt-out of such communications at any time by emailing [email protected]. You may also opt-out of such communications by following the directions provided in any marketing communication.

HOW WE USE COOKIES AND RELATED TECHNOLOGIES

We and our third-party service providers may use cookies and similar technologies to support the operation of our digital offerings. Cookies are small amounts of data that a website or online service exchanges with a web browser or application on a visitor’s device (for example, computer, tablet, or mobile phone). Cookies help us to collect information about users of our digital offerings, including date and time of visits, pages viewed, amount of time spent using our digital offerings, or general information about the device used to access our digital offerings. Our cookies are also used for security purposes and to personalize your experience, such as customizing your screen layout.

You can refuse or delete cookies. Most browsers and mobile devices offer their own settings to manage cookies. If you refuse a cookie, or if you delete cookies from your device, you may experience some inconvenience in your use of our digital offerings. For example, you may not be able to sign in and access your account, or we may not be able to recognize you, your device, or your online preferences. To opt-out or adjust your preferences for retargeting cookies that may collect information about your online activity while you are using the Website, please click here: www.galaxy.app/cookiesettings.

Additionally, we use certain advertisement networks (such as Google Ads Conversion Tracking, Google Analytics, Facebook Pixel) that use retargeting cookies to collect certain information about you (including the pages and content you view, the date and time of such views, and location information associated with your IP address).

THIRD-PARTY ANALYTICS SERVICES

We use Google Analytics to better understand the behavior of visitors to our websites. This includes anonymized data associated with your IP address, such as pages viewed on the Website, length of time on the Website, browser used to access the sites, and device used to access the Website. The information collected does not personally or directly identify you or your street address. To learn more about how Google uses data when you visit our Website please visit: How Google uses information from sites or apps that use our services – Privacy & Terms – Google. You can opt out from the use of Google Analytics by following the instructed provided at: Google Analytics Opt-out Browser Add-on Download Page.

LINKS TO THIRD-PARTY WEBSITES AND MOBILE APPLICATIONS

The GalaxyOne Platform and Services may contain links to third-party websites and mobile applications (for example, social media platforms). This Policy only applies to the GalaxyOne Platform and Services. When visiting these third-party websites, you should read their privacy policies which will apply to your use of such websites and advertising opt-out instructions.

HOW YOU CAN ACCESS OR CHANGE YOUR PERSONAL INFORMATION OR CONTACT US

You can review and update your personal information in your account settings at any time by logging in to your account. If you have questions or concerns regarding this Policy, any feedback pertaining to your privacy and the Services that you would like us to consider, or would like to withdraw your consent to our collection, use or disclosure of your Personal Information, please email us at [email protected]. Please note that if you withdraw your consent to any or all use or disclosure of your Personal Information, depending on the nature of your request, we may not be in a position to continue to provide our Services to you.

CHANGES TO OUR PRIVACY POLICY

We may from time to time update this Policy to ensure that it is consistent with our future developments, industry trends and/or any changes in legal or regulatory requirements. If we modify this Policy, we will post the revised privacy policy to the GalaxyOne Platform, and we will also revise the “last updated date” stated above. If we make material changes in the way we use Personal Information, we will notify you by posting an announcement on the GalaxyOne Platform or by sending you an email. It is your responsibility to periodically review this Policy; users are bound by any changes to this Policy by using the Services after such changes have been first posted.

STATE PRIVACY INFORMATION

Collection and Use of Personal Information

In the last 12 months, we have collected the following categories of personal information:

  • Identifiers, such as your name, mailing address, email address, zip code, telephone number, or other similar identifiers.

  • California Customer Records (Cal. Civ. Code § 1798.80(e)), such as username and password, company name, job title, business email address, and department.

  • Internet/Network Information, such as your browsing history, log and analytics data, information about the device(s) used to access the Services and information regarding your interaction with the Services and other usage data.

  • Geolocation Data, such as information about your location (at country and city level) collected from your IP address.

  • Sensory Information, the content, audio and video recordings of conference calls between you and us that we record where permitted by you and/or the law.

  • Profession/Employment Information that you include in your CV, cover letter and send to us when applying for a position.

  • Other Personal Information, such as personal information you provide to us in relation to a survey, comment, question, request, article download or inquiry and any other information you upload to the GalaxyOne Platform.

We collect personal information directly from you, from your browser or device when you use the Services, from third parties that you permit to share your information or from third parties that share public information about you and as stated above. Please see “How We Use Personal Information” section of the Privacy Policy to understand how we use the personal information collected from consumers.

Recipients of Personal Information

We share personal information with third parties for business purposes. The categories of third parties to whom we disclose your personal information may include: (i) our service providers and advisors, (ii) marketing and strategic partners; (iii) ad networks and advertising partners; (iv) analytics providers; and (v) social networks.

Please see the “How We Share Information” section of the Privacy Policy above for more information.

State Privacy Rights

You may be entitled the following privacy rights listed below based on various state privacy laws, including if you are a resident of California, Colorado, Connecticut, Florida, Oregon, Texas, Utah, and Virginia:

  • The Right to Know. You may have the right to request access or know any or all of the following information relating to your Personal Information we have collected and disclosed in the last 12 months, upon verification of your identity:

    • The specific pieces of Personal Information we have collected about you;

    • The categories of Personal Information we have collected about you;

    • The categories of sources of the Personal Information;

    • The categories of Personal Information that we have disclosed to third parties for a business purpose, and the categories of recipients to whom this information was disclosed;

    • The categories of Personal Information we have sold and the categories of third parties to whom the information was sold; and

    • The business or commercial purposes for collecting or selling the Personal Information.

  • The Right to Correction. You may have the right to request that we correct the Personal Information that we have collected or maintain about you.

  • The Right to Data Portability. You may have right to request your Personal Information in a format that is portable and useable.

  • The Right to Request Deletion. You may have the right to request that we delete the personal information that we have collected or maintain about you. We may deny your request under certain circumstances, such as if we need to comply with our legal obligations or complete a transaction for which your personal information was collected. If we deny your request for deletion, we will let you know the reason why.

  • The Right to Restrict or Opt-Out of the Sale Personal Information. You may have the right to opt out of the sale of your Personal Information. We do not sell Personal Information. If this changes we will update our privacy policy accordingly.

  • The Right to Equal Service. If you choose to exercise any of these rights, we will not discriminate against you in any way. If you exercise certain rights, understand that you may be unable to use or access certain features of our services.

How to Exercise Your California Consumer Rights

To exercise your right to know and/or your right to deletion, please submit a request by contacting us at:

Email: [email protected]

Phone: 1-855-955-1012

Mail: 300 Vesey Street, 13 th Floor, New York NY 10282

We will need to verify your identity before processing your request.

In order to verify your identity, we will generally require sufficient information from you so that we can match it to the information we maintain about you in our systems. Sometimes we may need additional Personal Information from you to be able to identify you. We will notify you.

We may decline a request to exercise the right to know and/or right to deletion, particularly where we are unable to verify your identity or locate your information in our systems or as permitted by law.

You may choose to designate an authorized agent to make a request under certain state privacy laws on your behalf. No information will be disclosed until the authorized agent’s authority has been reviewed and verified. Once a request has been submitted by an authorized agent, we may require additional information (i.e. written authorization from you) to confirm the authorized agent’s authority.

Product

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Brokerage

Company

About

Insights

Help Center

Galaxy

Careers

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.

Product

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Brokerage

Company

About

Insights

Help Center

Galaxy

Careers

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.

Product

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Brokerage

Company

About

Insights

Help Center

Galaxy

Careers

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.

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GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.