GALAXY PREMIUM YIELD

Earn 8.00% Yield

Earn 8.00% Yield

on Your Cash

on Your Cash

Exclusive to U.S. accredited investors, Galaxy Premium Yield is an investment note issued by Galaxy Digital LP. Earn 8.00% yield on your cash with a simple, fixed-term structure.

Paid interest is immediately available for reinvestment into bitcoin or your preferred asset on GalaxyOne.

Premium Yield.

Powerful Results.

Yield is generated by Galaxy’s institutional lending business, active since 2018. Your funds are supported by an institutional-grade risk management framework designed to safeguard capital and deliver risk-adjusted returns.

Galaxy Premium Yield is guaranteed by Galaxy Digital Holdings LP (GDHLP), a subsidiary of Galaxy Digital Inc. (Nasdaq: GLXY). Trusted by institutions — now available on GalaxyOne to accredited investors looking for maximum yield on cash.

Features

Earn 8.00% Yield, Automatically

Interest is accrued daily and paid monthly and immediately available for reinvestment.

Customize Your Reinvestment Strategy

Reinvest your earned interest into crypto, or continue to compound in your GalaxyOne Cash Account.

Simple, Fixed-Term Structure

Clear timelines and expectations, designed for long-term growth.

Backed by Galaxy’s Institutional Strength

Guaranteed by Galaxy Digital Holdings LP, a subsidiary of Galaxy Digital Inc. (Nasdaq: GLXY).

How galaxy delivers

Premium yield to elevate your portfolio.

Built on market-leading lending infrastructure, Galaxy Premium Yield is designed to deliver meaningful returns for accredited investors seeking an edge. Unlock access to Galaxy Premium Yield on GalaxyOne through a fast, secure verification process powered by Parallel Markets by iCapital.

¹Avg. High Yield Account

¹Avg. High Yield Account

¹Avg. High Yield Account

¹Avg. High Yield Account

²Avg. Bond Account

²Avg. Bond Account

²Avg. Bond Account

²Avg. Bond Account

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How it works

Create Your Account

Sign up and either apply for or verify your accredited investor status, seamlessly.

Verify Your Accreditation

Submit your verification documents in minutes and get approved within one business day.

To qualify, you must meet one of the following criteria:

• Annual income of $200,000 individually or $300,000 with a spouse

• Net worth exceeding $1 million, excluding primary residence

• Active Series 7, 65, or 82 securities license

Fund Your Account

Transfer funds with a $25,000 minimum and $1 million maximum investment per client. Withdraw your funds with a 60-day notice.

Earn 8.00% Yield* on Cash

Interest is accrued daily and paid monthly. Rates subject to change with a 30-day notice period from Galaxy Digital LP.

Transparent by Design

Galaxy Premium Yield is issued by Galaxy Digital LP and guaranteed by Galaxy Digital Holdings LP, a subsidiary of the parent company Galaxy Digital Inc. (Nasdaq: GLXY) and is governed by clear investment terms disclosed below.

Investment Product

This is not a bank product and is not FDIC insured.

Rate May Change

A 30-day notice will be given before any rate change.

60-day Withdrawal Notice

To withdraw funds, a 60-day notice period is required.

Structured Limits

$25,000 minimum investment with a maximum of $1 million per accredited investor.

Your questions, answered

Clarity, upfront

What is Galaxy Premium Yield and who is eligible to invest?

Galaxy Premium Yield is a USD investment note being made in a 506(c) Reg D offering, providing 8.00% APY* (Annual Percentage Yield) to U.S. accredited investors—individuals who meet SEC income or net worth requirements, allowing them to participate in private securities offerings.





* The interest rate on the note can be changed upon 30-day prior notice.

What is an accredited investor?

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes individuals permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income, net worth or professional licensing.

How do I know if I qualify as an accredited investor?

We can guide you through a short verification process during onboarding to determine your eligibility. You may qualify as an accredited investor if you meet one of the following criteria:

  • Income: You earned over $200,000 (or $300,000 jointly with a spouse or spousal equivalent) in each of the last two years and expect to maintain that income this year.

  • Net Worth: You have a net worth over $1 million, individually or jointly with a spouse or spousal equivalent—excluding the value of your primary residence.

  • Professional Certifications: You hold certain financial licenses such as a Series 7, Series 65 or Series 82.

How does the 8.00% Yield* work?

Galaxy Premium Yield currently pays an 8.00% yield. Interest will be payable on or before the fifth business day of each month and on the final Maturity Date in an amount equal to the interest earned during the prior calendar month. You will receive interest as cash into your GalaxyOne Cash account.

What are the investment minimums, fees and withdrawal terms?

The minimum investment is $25,000, with a maximum of $1,000,000 per accredited investor. There are no platform fees or other fees associated with this offering.

To withdraw, referred to as Repurchase in the Galaxy Premium Yield Private Placement Memorandum (PPM), a 60-day notice is required. The Repurchase period can be extended up to the maturity date by the issuer, Galaxy Digital LP, under certain circumstances.

The interest rate is subject to change with a 30-day notice period.

Is my investment FDIC insured, and who guarantees it?

Galaxy Premium Yield is an investment product, not a bank deposit, and is not FDIC insured.

It is issued by Galaxy Digital LP and guaranteed by Galaxy Digital Holdings LP (GDHLP), which is a subsidiary of the parent company, Galaxy Digital Inc. (Nasdaq, GLXY).

Galaxy Digital Inc. produces audited financial statements and financial information at the GDHLP consolidated group level, which will be available as a footnote in the 10Q and 10K filings from Galaxy Digital Inc.

How does Galaxy manage risk for Galaxy Premium Yield?

Galaxy employs an institutional-grade risk management framework designed to safeguard capital and deliver risk-adjusted returns. We take a structured approach across all key risk categories—including market, credit, liquidity and operational—while operating under the oversight of more than 50 global regulators. Backed by a strong balance sheet, deep market expertise and Galaxy’s broader platform infrastructure, Galaxy Premium Yield is built to perform with resilience, even through periods of volatility. In line with this discipline, Galaxy has implemented targeted investment controls: Premium Yield is initially capped at $250 million in total participation, with each client investment set between a $25,000 minimum and a $1 million maximum. These parameters are designed to manage capital flows responsibly, maintain strategy integrity, and align with our commitment to long-term capital preservation and performance.

What role does Galaxy’s institutional lending desk play in offering Galaxy Premium Yield?

Galaxy’s treasury team and institutional lending business manages loans made by Galaxy Digital LP (or its affiliates), the issuer of Galaxy Premium Yield.  Galaxy Digital Inc. provides disciplined risk management to support returns for investors.

Learn more here: https://investor.galaxy.com/overview/default.aspx

How is the earned interest taxed?

You will be provided a 1099-INT tax form that shows your earnings for the full calendar year. Please consult your tax advisor to understand your specific tax obligations.

I’m an individual investor outside of the U.S. Can I access this product?

No. The GalaxyOne platform and this product are only available to US KYC-approved individual accredited investors at this time. Sign up to stay informed about potential international expansion.

What is Galaxy Premium Yield and who is eligible to invest?

Galaxy Premium Yield is a USD investment note being made in a 506(c) Reg D offering, providing 8.00% APY* (Annual Percentage Yield) to U.S. accredited investors—individuals who meet SEC income or net worth requirements, allowing them to participate in private securities offerings.





* The interest rate on the note can be changed upon 30-day prior notice.

What is an accredited investor?

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes individuals permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income, net worth or professional licensing.

How do I know if I qualify as an accredited investor?

We can guide you through a short verification process during onboarding to determine your eligibility. You may qualify as an accredited investor if you meet one of the following criteria:

  • Income: You earned over $200,000 (or $300,000 jointly with a spouse or spousal equivalent) in each of the last two years and expect to maintain that income this year.

  • Net Worth: You have a net worth over $1 million, individually or jointly with a spouse or spousal equivalent—excluding the value of your primary residence.

  • Professional Certifications: You hold certain financial licenses such as a Series 7, Series 65 or Series 82.

How does the 8.00% Yield* work?

Galaxy Premium Yield currently pays an 8.00% yield. Interest will be payable on or before the fifth business day of each month and on the final Maturity Date in an amount equal to the interest earned during the prior calendar month. You will receive interest as cash into your GalaxyOne Cash account.

What are the investment minimums, fees and withdrawal terms?

The minimum investment is $25,000, with a maximum of $1,000,000 per accredited investor. There are no platform fees or other fees associated with this offering.

To withdraw, referred to as Repurchase in the Galaxy Premium Yield Private Placement Memorandum (PPM), a 60-day notice is required. The Repurchase period can be extended up to the maturity date by the issuer, Galaxy Digital LP, under certain circumstances.

The interest rate is subject to change with a 30-day notice period.

Is my investment FDIC insured, and who guarantees it?

Galaxy Premium Yield is an investment product, not a bank deposit, and is not FDIC insured.

It is issued by Galaxy Digital LP and guaranteed by Galaxy Digital Holdings LP (GDHLP), which is a subsidiary of the parent company, Galaxy Digital Inc. (Nasdaq, GLXY).

Galaxy Digital Inc. produces audited financial statements and financial information at the GDHLP consolidated group level, which will be available as a footnote in the 10Q and 10K filings from Galaxy Digital Inc.

How does Galaxy manage risk for Galaxy Premium Yield?

Galaxy employs an institutional-grade risk management framework designed to safeguard capital and deliver risk-adjusted returns. We take a structured approach across all key risk categories—including market, credit, liquidity and operational—while operating under the oversight of more than 50 global regulators. Backed by a strong balance sheet, deep market expertise and Galaxy’s broader platform infrastructure, Galaxy Premium Yield is built to perform with resilience, even through periods of volatility. In line with this discipline, Galaxy has implemented targeted investment controls: Premium Yield is initially capped at $250 million in total participation, with each client investment set between a $25,000 minimum and a $1 million maximum. These parameters are designed to manage capital flows responsibly, maintain strategy integrity, and align with our commitment to long-term capital preservation and performance.

What role does Galaxy’s institutional lending desk play in offering Galaxy Premium Yield?

Galaxy’s treasury team and institutional lending business manages loans made by Galaxy Digital LP (or its affiliates), the issuer of Galaxy Premium Yield.  Galaxy Digital Inc. provides disciplined risk management to support returns for investors.

Learn more here: https://investor.galaxy.com/overview/default.aspx

How is the earned interest taxed?

You will be provided a 1099-INT tax form that shows your earnings for the full calendar year. Please consult your tax advisor to understand your specific tax obligations.

I’m an individual investor outside of the U.S. Can I access this product?

No. The GalaxyOne platform and this product are only available to US KYC-approved individual accredited investors at this time. Sign up to stay informed about potential international expansion.

What is Galaxy Premium Yield and who is eligible to invest?

Galaxy Premium Yield is a USD investment note being made in a 506(c) Reg D offering, providing 8.00% APY* (Annual Percentage Yield) to U.S. accredited investors—individuals who meet SEC income or net worth requirements, allowing them to participate in private securities offerings.





* The interest rate on the note can be changed upon 30-day prior notice.

What is an accredited investor?

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes individuals permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income, net worth or professional licensing.

How do I know if I qualify as an accredited investor?

We can guide you through a short verification process during onboarding to determine your eligibility. You may qualify as an accredited investor if you meet one of the following criteria:

  • Income: You earned over $200,000 (or $300,000 jointly with a spouse or spousal equivalent) in each of the last two years and expect to maintain that income this year.

  • Net Worth: You have a net worth over $1 million, individually or jointly with a spouse or spousal equivalent—excluding the value of your primary residence.

  • Professional Certifications: You hold certain financial licenses such as a Series 7, Series 65 or Series 82.

How does the 8.00% Yield* work?

Galaxy Premium Yield currently pays an 8.00% yield. Interest will be payable on or before the fifth business day of each month and on the final Maturity Date in an amount equal to the interest earned during the prior calendar month. You will receive interest as cash into your GalaxyOne Cash account.

What are the investment minimums, fees and withdrawal terms?

The minimum investment is $25,000, with a maximum of $1,000,000 per accredited investor. There are no platform fees or other fees associated with this offering.

To withdraw, referred to as Repurchase in the Galaxy Premium Yield Private Placement Memorandum (PPM), a 60-day notice is required. The Repurchase period can be extended up to the maturity date by the issuer, Galaxy Digital LP, under certain circumstances.

The interest rate is subject to change with a 30-day notice period.

Is my investment FDIC insured, and who guarantees it?

Galaxy Premium Yield is an investment product, not a bank deposit, and is not FDIC insured.

It is issued by Galaxy Digital LP and guaranteed by Galaxy Digital Holdings LP (GDHLP), which is a subsidiary of the parent company, Galaxy Digital Inc. (Nasdaq, GLXY).

Galaxy Digital Inc. produces audited financial statements and financial information at the GDHLP consolidated group level, which will be available as a footnote in the 10Q and 10K filings from Galaxy Digital Inc.

How does Galaxy manage risk for Galaxy Premium Yield?

Galaxy employs an institutional-grade risk management framework designed to safeguard capital and deliver risk-adjusted returns. We take a structured approach across all key risk categories—including market, credit, liquidity and operational—while operating under the oversight of more than 50 global regulators. Backed by a strong balance sheet, deep market expertise and Galaxy’s broader platform infrastructure, Galaxy Premium Yield is built to perform with resilience, even through periods of volatility. In line with this discipline, Galaxy has implemented targeted investment controls: Premium Yield is initially capped at $250 million in total participation, with each client investment set between a $25,000 minimum and a $1 million maximum. These parameters are designed to manage capital flows responsibly, maintain strategy integrity, and align with our commitment to long-term capital preservation and performance.

What role does Galaxy’s institutional lending desk play in offering Galaxy Premium Yield?

Galaxy’s treasury team and institutional lending business manages loans made by Galaxy Digital LP (or its affiliates), the issuer of Galaxy Premium Yield.  Galaxy Digital Inc. provides disciplined risk management to support returns for investors.

Learn more here: https://investor.galaxy.com/overview/default.aspx

How is the earned interest taxed?

You will be provided a 1099-INT tax form that shows your earnings for the full calendar year. Please consult your tax advisor to understand your specific tax obligations.

I’m an individual investor outside of the U.S. Can I access this product?

No. The GalaxyOne platform and this product are only available to US KYC-approved individual accredited investors at this time. Sign up to stay informed about potential international expansion.

What is Galaxy Premium Yield and who is eligible to invest?

Galaxy Premium Yield is a USD investment note being made in a 506(c) Reg D offering, providing 8.00% APY* (Annual Percentage Yield) to U.S. accredited investors—individuals who meet SEC income or net worth requirements, allowing them to participate in private securities offerings.





* The interest rate on the note can be changed upon 30-day prior notice.

What is an accredited investor?

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes individuals permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income, net worth or professional licensing.

How do I know if I qualify as an accredited investor?

We can guide you through a short verification process during onboarding to determine your eligibility. You may qualify as an accredited investor if you meet one of the following criteria:

  • Income: You earned over $200,000 (or $300,000 jointly with a spouse or spousal equivalent) in each of the last two years and expect to maintain that income this year.

  • Net Worth: You have a net worth over $1 million, individually or jointly with a spouse or spousal equivalent—excluding the value of your primary residence.

  • Professional Certifications: You hold certain financial licenses such as a Series 7, Series 65 or Series 82.

How does the 8.00% Yield* work?

Galaxy Premium Yield currently pays an 8.00% yield. Interest will be payable on or before the fifth business day of each month and on the final Maturity Date in an amount equal to the interest earned during the prior calendar month. You will receive interest as cash into your GalaxyOne Cash account.

What are the investment minimums, fees and withdrawal terms?

The minimum investment is $25,000, with a maximum of $1,000,000 per accredited investor. There are no platform fees or other fees associated with this offering.

To withdraw, referred to as Repurchase in the Galaxy Premium Yield Private Placement Memorandum (PPM), a 60-day notice is required. The Repurchase period can be extended up to the maturity date by the issuer, Galaxy Digital LP, under certain circumstances.

The interest rate is subject to change with a 30-day notice period.

Is my investment FDIC insured, and who guarantees it?

Galaxy Premium Yield is an investment product, not a bank deposit, and is not FDIC insured.

It is issued by Galaxy Digital LP and guaranteed by Galaxy Digital Holdings LP (GDHLP), which is a subsidiary of the parent company, Galaxy Digital Inc. (Nasdaq, GLXY).

Galaxy Digital Inc. produces audited financial statements and financial information at the GDHLP consolidated group level, which will be available as a footnote in the 10Q and 10K filings from Galaxy Digital Inc.

How does Galaxy manage risk for Galaxy Premium Yield?

Galaxy employs an institutional-grade risk management framework designed to safeguard capital and deliver risk-adjusted returns. We take a structured approach across all key risk categories—including market, credit, liquidity and operational—while operating under the oversight of more than 50 global regulators. Backed by a strong balance sheet, deep market expertise and Galaxy’s broader platform infrastructure, Galaxy Premium Yield is built to perform with resilience, even through periods of volatility. In line with this discipline, Galaxy has implemented targeted investment controls: Premium Yield is initially capped at $250 million in total participation, with each client investment set between a $25,000 minimum and a $1 million maximum. These parameters are designed to manage capital flows responsibly, maintain strategy integrity, and align with our commitment to long-term capital preservation and performance.

What role does Galaxy’s institutional lending desk play in offering Galaxy Premium Yield?

Galaxy’s treasury team and institutional lending business manages loans made by Galaxy Digital LP (or its affiliates), the issuer of Galaxy Premium Yield.  Galaxy Digital Inc. provides disciplined risk management to support returns for investors.

Learn more here: https://investor.galaxy.com/overview/default.aspx

How is the earned interest taxed?

You will be provided a 1099-INT tax form that shows your earnings for the full calendar year. Please consult your tax advisor to understand your specific tax obligations.

I’m an individual investor outside of the U.S. Can I access this product?

No. The GalaxyOne platform and this product are only available to US KYC-approved individual accredited investors at this time. Sign up to stay informed about potential international expansion.

Need help?

Visit our Help Center to learn more, or contact our Client Services team.

Visit Help Center

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

  • Account Security

    Keep your account safe

  • GalaxyOne Cash

    Your money,

working harder

  • GalaxyOne Brokerage

    Invest in what matters

  • GalaxyOne Crypto

    Trade blue-chip crypto with precision

  • Galaxy Premium Yield

    Earn 8.0% Yield* on your cash

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

Need help?

Visit our Help Center to learn more, or contact our Client Services team.

Visit Help Center

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

  • Account Security

    Keep your account safe

  • GalaxyOne Cash

    Your money,

working harder

  • GalaxyOne Brokerage

    Invest in what matters

  • GalaxyOne Crypto

    Trade blue-chip crypto with precision

  • Galaxy Premium Yield

    Earn 8.0% Yield* on your cash

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

Need help?

Visit our Help Center to learn more, or contact our Client Services team.

Visit Help Center

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

  • Account Security

    Keep your account safe

  • GalaxyOne Cash

    Your money,

working harder

  • GalaxyOne Brokerage

    Invest in what matters

  • GalaxyOne Crypto

    Trade blue-chip crypto with precision

  • Galaxy Premium Yield

    Earn 8.0% Yield* on your cash

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

Need help?

Visit our Help Center to learn more, or contact our Client Services team.

Visit Help Center

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

  • Account Security

    Keep your account safe

  • GalaxyOne Cash

    Your money,

working harder

  • GalaxyOne Brokerage

    Invest in what matters

  • GalaxyOne Crypto

    Trade blue-chip crypto with precision

  • Galaxy Premium Yield

    Earn 8.0% Yield* on your cash

  • Getting Started

    Set up your account quickly

  • Account Management

    Update and manage account details

Product

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Brokerage

Company

About

Insights

Help Center

Galaxy

Careers

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.

Product

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Brokerage

Company

About

Insights

Help Center

Galaxy

Careers

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.

Product

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Brokerage

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GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.

Product

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Brokerage

Company

About

Insights

Help Center

Galaxy

Careers

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.


APY is variable and may change at any time before or after account opening.


An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income or net worth.


Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.


Galaxy Premium Yield Investment Note to be offered and sold has not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment Note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.


To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.


Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.


GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.


GalaxyOne Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.


GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.


Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.


Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.


The GalaxyOne Stock Lending Program is offered through  FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.


Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.