Insights

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What's New on GalaxyOne | Q1 2026

Access cash, without selling your crypto – Portfolio Line of Credit now available.

Announcements

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What's New on GalaxyOne | Q1 2026

Learn about what's moving the platform forward

Welcome to GalaxyOne's newsletter, your source for the latest on GalaxyOne and across Galaxy Digital (Nasdaq: GLXY). Each edition, we'll cover items like new product and feature releases, educational resources, and a peek inside what powers the institutional strength of Galaxy.

TL;DR:

In early April, GalaxyOne marked six months since launch — a milestone we owe to our clients and the broader Galaxy community. The team hasn't slowed since. Solana staking is now live for eligible clients, GalaxyOne for Business is accepting applications for early access ahead of public launch, and we recently began stablecoin (USDC) deposits and withdrawals. For clients newer to staking, our beginner's guide is on GalaxyOne Insights.

What’s new: Platform & Product

  • Stake SOL and earn up to 6.50% in rewards*: Solana staking is live on GalaxyOne. Eligible clients can buy or transfer in SOL and opt to stake in minutes. While other platforms may charge up to 35% in commission fees on staking rewards, you can keep more of your rewards on GalaxyOne, which will not charge a platform commission on rewards earned through December 31, 2026.

  • Early access to GalaxyOne for Business is now available: GalaxyOne is expanding access to support U.S. entities, including LLCs and trusts, and deliver multi-asset treasury solutions across cash management, brokerage investments and digital asset management. Learn more and apply at galaxy.app/business.

  • Stablecoin deposits and withdrawals now available on GalaxyOne. Stablecoin (USDC) support now live. Transfer USDC from any external wallet on Ethereum or Solana into your GalaxyOne Crypto account and auto-swap for cash. Funds are instantly available in your account after blockchain confirmation. Withdraw back to USDC anytime with no platform conversion fees**.


More from The Feed


ICYMI: What's new at Galaxy Digital (Nasdaq: GLXY)

  • On April 28, Galaxy hosted its Q1'26 earnings call for shareholders. Listen to the call and read the 2025 Annual report letter from Galaxy founder & CEO Mike Novogratz.

  • Galaxy delivered the first data hall at its Helios campus in West Texas to our anchor tenant, marking the transition from what was recently a bitcoin mining facility into a live, operational data center. The delivery marks a pivotal moment for Galaxy – Helios transitioning from a construction site to a cash-flowing business, unlocking more than $15 billion in contracted revenue over the life of the lease agreements.

  • Galaxy Asset Management launches SWEEP, The State Street® Galaxy Onchain Liquidity Sweep Fund ("SWEEP") is a tokenized liquidity strategy designed to pair short-duration U.S. Treasury exposure with a format built for 24/7 markets, operational flexibility, and onchain usability. SWEEP is available to eligible Qualified Purchasers only.

  • In Q1 2026, Galaxy Asset Management launched the Galaxy Fintech Fund, a long/short equity strategy focused on the digital transformation of global financial services — offering exposure to public equities, selective pre-IPO opportunities, and other opportunistic instruments where we believe risk-adjusted return potential is compelling. The Fund gives investors a way to participate in the structural shift reshaping financial services as digital assets, AI, and evolving market structure rewire how value moves across the global system.


Resource Spotlight: Demystifying Solana Staking

New to staking? Our plain-language guides cover how it works, how rewards are calculated, and more. Find them in the Insights section of galaxy.app.

  • What is Solana? Learn about the proof-of-stake network and the rise of internet capital markets as well as what long-term investors like you need to understand as we continue into 2026. Our plain-language guide for investors gives you an overview.

  • What is Crypto Staking? Staking is a way to earn rewards on crypto assets you already own by helping keep a proof-of-stake blockchain network running. Learn more about how it works, using solana (SOL) as the example.

  • What are Staking Rewards and How Are They Calculated? If you've heard that you can "earn rewards" on certain cryptocurrencies just by staking them, you're hearing about staking rewards. But how does that actually work? Who pays the rewards? And how do you know what rate you'll earn? This guide answers all of that in plain language.


As always, if you need real-time support, our Client Service team is available via in-app chat, by phone, or via email at [email protected]. Check our Help Center for self-service guides and GalaxyOne Insights for educational resources and market insights.

Thanks for reading
GalaxyOne



*Staking reward rate is estimated and not guaranteed. Rewards are variable and may increase or decrease. Actual returns depend on network conditions. Past performance is not indicative of future results. 0% platform commission through December 31, 2026. Platform commission is defined as the fee GalaxyOne charges to access staking and applies to inflation and eligible MEV rewards earned while assets remain actively staked. Validators may retain transaction fees and certain protocol-level rewards. Residual MEV rewards distributed after unstaking will not be credited to your account. Network transaction fees for sending and receiving SOL still apply. A minimum of 1 SOL is required. Not available in CA, MD, NJ, WI, or WA; pending in NY, LA, PA, TN, and NV. Staking involves risk. Staked SOL may lose value. Unstaking requires a cooldown period. Funds may be unavailable during network delays.

**Network or other third party fees may apply.

Crypto services on GalaxyOne are provided in partnership with Paxos, an NYDFS-regulated Trust Company for Digital Assets. Crypto assets are not FDIC or SIPC insured and are highly volatile.
Brokerage accounts on GalaxyOne are introduced by Fin2, LLC and offered through DriveWealth, LLC, a registered broker-dealer and member of FINRA and SIPC. Securities in your account protected up to $500,000 (including $250,000 for claims for cash). For details, visit www.sipc.org.

For educational purposes only; not a recommendation or solicitation

More Insights:

GalaxyOne Weekly Market Update - May 15, 2026

Product

GalaxyOne Business

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Staking

GalaxyOne Brokerage

GalaxyOne Crypto Line of Credit

Company

About

Insights

Help Center

Galaxy

Careers

Partner Program

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Product

GalaxyOne Business

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Staking

GalaxyOne Brokerage

GalaxyOne Crypto Line of Credit

Company

About

Insights

Help Center

Galaxy

Careers

Partner Program

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, N.A., an OCC-chartered, uninsured national trust bank supervised by the Office of the Comptroller of the Currency. These assets are not insured by the FDIC or SIPC.


Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations. GalaxyOne's crypto services are offered in partnership with Paxos. By using these services, you agree to the Paxos User Terms and Conditions, including the applicable Trading Terms and Risk Disclosures, available here.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Product

GalaxyOne Business

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Staking

GalaxyOne Brokerage

GalaxyOne Crypto Line of Credit

Company

About

Insights

Help Center

Galaxy

Careers

Partner Program

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Product

GalaxyOne Business

GalaxyOne Cash

Galaxy Premium Yield

GalaxyOne Crypto

GalaxyOne Staking

GalaxyOne Brokerage

GalaxyOne Crypto Line of Credit

Company

About

Insights

Help Center

Galaxy

Careers

Partner Program

Legal

Privacy Notice

Debit Card

Privacy Policy

Terms of Use

E-Sign Consent

BSA/AML Program

Account Agreement

ACATS Transfer Form

Wire Transfer Instructions

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.