GalaxyOne Holdings, LLC

2026 First-Deposit Bonus Terms & Conditions

Effective Date: March 27, 2026

2026 First-Deposit Bonus

1.  Overview

These terms and conditions ("Terms") govern participation in the first-time deposit promotional offer (the "Promotion"). By participating in the Promotion, you ("Participant" or "you") agree to these Terms, our

general Terms of Use, and our Privacy Policy. If there is a conflict between these Terms and the Terms of Service or any other agreement you have with us, the Terms will control for the matter(s) directly in conflict. Any capitalized terms not defined in these Terms have the same meaning as in the Terms of Service.

2.  Eligibility

To be eligible, you must meet all requirements in this Section during the Promotion Period and through credit issuance:

Account Status:

You must have an active GalaxyOne account in good standing ("Account"), opened during the Promotion Period in accordance with our onboarding procedures and Terms of Service. Limit of one promotional credit per person. The Promotion is non-transferable and may not be combined with other offers unless expressly permitted by the Company.

Promotion Code:

Participants must download the GalaxyOne app using the 2026 First-Deposit QR Code or visiting the promotion landing page.  [MA1] Promotion is intended for individuals who receive or access the offer through designated event channels or marketing campaigns.

Qualifying Deposit and Balance Requirement:

Promotion is available only to new users opening an account during the Promotion Period. You must make one or more qualifying deposits into your GalaxyOne account(s) totaling at least  $10,000 USD in aggregate ("Qualifying Deposit Amount") within thirty (30) calendar days of account opening. Qualifying deposits may be made via ACH, wire transfer, or supported cryptocurrency transfers.

For cryptocurrency deposits, the U.S. dollar value will be determined based on the market value at the time the transfer is credited to your account as determined by GalaxyOne using its standard pricing sources.

Once your cumulative qualifying deposits reach $10,000 USD (the “Qualifying Deposit Amount”), you must maintain assets on the GalaxyOne platform with a value equal to or greater than the Qualifying Deposit Amount for ninety (90) consecutive calendar days (the “Maintenance Period”), starting on the date your total qualifying deposits first meet or exceed $10,000.[MA2] [MG3] 

To be eligible, qualifying deposits must be made within the first thirty (30) calendar days after account opening.

For purposes of this requirement:

•       Each qualifying deposit will be assigned a U.S. dollar value at the time the deposit is credited to your account.

•       This assigned value will not change based on market fluctuations, asset price changes, or subsequent investment activity on the GalaxyOne platform.

•       GalaxyOne will track whether the assets associated with those qualifying deposits remain on the platform during the Maintenance Period.

Withdrawals, transfers off platform, returns, reversals, or other transactions that reduce the amount of assets remaining from your qualifying deposits below your Qualifying Deposit Amount during the Maintenance Period will result in disqualification from the promotion.

GalaxyOne determines compliance with the Maintenance Period requirement by tracking the retention of the original qualifying deposits and their assigned U.S. dollar value, rather than by calculating daily ledger balances. The Maintenance Period begins on the first business day following the date your total qualifying deposits meet or exceed the qualifying deposit amount. [MA4] This means withdrawals or transfers of the original deposited assets during the Maintenance Period may result in ineligibility. The Company will determine compliance with these requirements based on its internal records and reasonable, consistently applied methodologies.

Source of Funds:  Qualifying deposits must represent net new assets not previously held on the platform. Net new deposits transferred to GalaxyOne from an external financial institution or external cryptocurrency wallet will qualify. Transfers between GalaxyOne accounts, internal transfers, reversals, returned items, chargebacks, and adjustments do not qualify. If any qualifying deposit is reversed or returned for any reason during the Maintenance Period, you will be deemed ineligible.

Residency and Age:  You must be a legal resident of the United States and at least 18 years of age (or the age of majority in your jurisdiction, if higher).

Compliance and Good Standing:  You must comply with all applicable laws, regulations and onboarding requirements, including without limitation all anti-money laundering and know-your-customer screening requirements. Your Account(s) must remain in good standing (not suspended, restricted, or closed) through the date that the credit is issued, as defined below.

Offer Limits.  Limit one promotional credit per person. The Company may, in its discretion, limit the Promotion to one per household and/or one per tax ID. The Promotion is not available to employees of GalaxyOne or its affiliates or to participants in any enterprise or institutional program unless expressly authorized.

3.  Promotional Credit

Amount:  Eligible Participants will receive a promotional credit posted to their GalaxyOne Cash account, subject to the following tiers.

Promotional Tier:

Eligible Deposit Amount Range

Promotional Bonus

$10,000 and above

$500

Timing:  The promotional credit will be issued within thirty (30) calendar days after [MG5] the end of your Maintenance Period, provided all eligibility criteria remain satisfied as of the issuance date. The Account must be open, active, and in good standing at the time of issuance.

Use of Credit:  The promotional credit may be used within the GalaxyOne platform in accordance with our Terms of Service. Cash redemption, if available, is subject to standard GalaxyOne Cash Account processing times and applicable limits. The credit has no independent cash value prior to redemption through the platform, is non-transferable, and may not be sold or assigned.

Adjustments and Reversals:  If you fail to maintain eligibility at any point prior to issuance or if GalaxyOne identifies activity it believes to be abusive or manipulative based on reasonable, good-faith determination of activity that violates these terms, GalaxyOne may withhold or reverse the promotional credit. If the promotional credit is posted and later determined to have been issued in error or in violation of these Terms, GalaxyOne may debit the amount of the credit from your Account.

Taxes:  You are responsible for any taxes resulting from receipt of the promotional credit. GalaxyOne may report the value of the promotional credit to tax authorities as required by law as interest or other income, including through Forms 1099 or other applicable information returns.

4.  Promotion Period

The Promotion begins on March 27, 2026, and ends at 11:59 p.m. Hawaii-Aleutian Time on May 29, 2026 [MA6] [MG7] (the "Promotion Period"). The Company reserves the right to modify, suspend, or terminate the Promotion, or any component of it, at any time, with or without notice, except as required by law. Any changes will not adversely affect Participants who have already met the Qualifying Deposit Amount prior to such change, nor affect credits already issued.

5.  Disqualification

GalaxyOne may disqualify any Participant if the Participant:

•       Fails to meet eligibility requirements.

•       Provides false, incomplete, or misleading information (including regarding accredited investor status or source of funds).

•       Attempts to manipulate or abuse the Promotion.

•       Violates these Terms, Terms of Service, or any applicable law; or

•       Engages in suspicious, high-risk, or fraudulent activity

If disqualified, the Participant forfeits the promotional credit. GalaxyOne's determinations are final.

6.  Limitation of Liability

To the maximum extent permitted by law, GalaxyOne and its affiliates, directors, officers, employees, and agents are not liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including lost profits, opportunity costs, or damages arising from delays, outages, technical malfunctions, or third-party services. Some jurisdictions do not allow certain limitations; in those jurisdictions, liability is limited to the maximum extent permitted by law.

7.  General Terms

This Promotion is void where prohibited. Participation is subject to all applicable federal, state, and local laws and regulations. No cash alternative or substitution is permitted except by GalaxyOne, which reserves the right to substitute a promotional item of equal or greater value if the promotional credit becomes unavailable. No waiver by GalaxyOne of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.

GalaxyOne may amend these Terms at any time. Updated Terms will be posted on our website. Your continued use of the GalaxyOne platform following any amendment constitutes acceptance of the revised Terms. If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.

All disputes will be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. Venue and jurisdiction will be in the state and federal courts located in New York County, New York, unless otherwise required by law.

8.  Contact

For questions about this Promotion, please contact:

GalaxyOne Holdings LLC

Email: [email protected]

Address: 300 Vesey Street, New York, NY 10282