This promotion has ended

Earn up to

$6,000

with GalaxyOne

with GalaxyOne

Select clients who have yet to fund their GalaxyOne account can earn up to $6,000* on eligible deposits now through February 28, 2026. Terms and conditions apply.

Select clients who have yet to fund their GalaxyOne account can earn up to $6,000* on eligible deposits now through February 28, 2026.
Terms and conditions apply.

Hypothetical illustration for informational purposes only. This illustration does not represent actual trading results and should not be interpreted as a guarantee of future performance or as investment advice. Past performance is not indicative of future results.

Hypothetical illustration for informational purposes only. This illustration does not represent actual trading results and should not be interpreted as a guarantee of future performance or as investment advice. Past performance is not indicative of future results.

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HOW TO EARN

Fund Your Account

Make qualifying deposits via ACH, wire transfer or crypto transfers totaling in $25,000 or more (or USD equivalent).

Maintain Balance for 90 Days

Participating clients must maintain net-deposit balance for 90 consecutive days on GalaxyOne after promotional period ends.

Enjoy Your Bonus

Cash bonus is based on your total deposit amount during the promotional period and will be paid on or after May 29, 2026.

Grow your wealth. All on one platform.

GalaxyOne is built for disciplined investors who want to earn competitive yield on cash and manage their entire financial portfolio all-in-one platform backed by Galaxy Digital (Nasdaq: GLXY).

Features

Dedicated Client Service

Talk to a real person. Our U.S. client support team is available via phone, email, or in-app chat to provide responsive assistance.

High-Yield Cash Account

Earn 3.50% Annual Percentage Yield on your cash. FDIC insured up to $250,00 banking services provided by Cross River Bank, member FDIC.

Private Market Access

Verified accredited investors on GalaxyOne have access to Galaxy Premium Yield. Earn 8.00% yield on cash investments. Learn more.

Multi-Asset Investing

Manage your crypto and brokerage accounts all-in-one platform backed by the institutional strength of Galaxy Digital Inc.

Your questions, answered

Clarity, upfront

What is GalaxyOne?

GalaxyOne is a financial technology platform that unifies high-yield cash products, crypto trading, and commission-free brokerage into one unified portfolio view — backed by Galaxy Digital (Nasdaq: GLXY).

What is the cash bonus promotion?

GalaxyOne is offering up to $6,000 cash bonus to select clients who have verified their identity but have yet to fund their account. These eligible clients can earn a cash bonus on qualifying cash and crypto deposits of $25,000 or more in USD value before the end of the promotional period.

When does the promotion run?

The promotion runs from February 11, 2026 through February 28, 2026. Qualifying deposits must be made by 11:59 p.m. HST on February 28, 2026.

Who is eligible for this promotion?

You’re eligible if you:


  • Have a KYC-verified GalaxyOne account in good standing created between the dates of October 6, 2025 and February 10, 2026.

  • Are a U.S. resident, 18 years or older.

  • Deposit $25,000 or more in new funds (via ACH, wire, or crypto deposit) into your GalaxyOne Cash Account or GalaxyOne Crypto account during the promotional period.

  • Maintain a minimum balance of $25,000 or USD equivalent across your GalaxyOne account for 90 consecutive days after the end of the promotional period.


Limit one bonus per individual account. Only select KYC-approved clients are eligible for this promotion.

When will I receive my bonus?

If you meet all requirements, your cash bonus will be credited to your GalaxyOne Cash account within 30 calendar days after completion of your 90 day maintenance period. Your account must remain open, active, and in good standing at the time of payout.

What happens if I withdraw early?

If any portion of your qualifying deposit made during the promotional period is withdrawn during the 90-day maintenance period, or if any qualifying deposit is reversed or returned, you’ll lose eligibility for the bonus. GalaxyOne may withhold or reverse the credit if it has already been issued.

Can I withdraw or transfer my bonus?

The promotional credit may be used within the GalaxyOne platform in accordance with our Terms of Service. Cash redemption, if available, is subject to standard GalaxyOne Cash account processing times and applicable limits. The credit has no cash value outside of the GalaxyOne platform, is non-transferable, and may not be sold or assigned.

Is there a limit to the number of participants for this promotion?

No, however, this promotion is only available for select clients.

Need help or more information?

Contact our Client Service team via email, phone or in-app chat, or review terms and details below.

GalaxyOne February 2026 Promotion Terms & Conditions
 
Effective Date: February 11, 2026
Promotion Name: First Deposit BonusGalaxyOne Holdings, LLC (“GalaxyOne,” “Company,” “we,” “us,” or “our”).
 
1.     Overview
 
These terms and conditions (“Terms”) govern participation in the first-time deposit promotional offer (the “Promotion”). By participating in the Promotion, you (“Participant” or “you”) agree to these Terms, our general Terms of Use,  and our Privacy Policy. If there is a conflict between these Terms and the Terms of Service or any other agreement you have with us, the Terms will control for the matter(s) directly in conflict.  Any capitalized terms not defined in these Terms have the same meaning as in the Terms of Service.
 
2.     Eligibility
 
To be eligible, you must meet all requirements in this Section during the Promotion Period and through credit issuance:
 
Account Status You must have an active GalaxyOne account in good standing (“Account”), opened between October 6th, 2025 and February 11th, 2026 in accordance with our onboarding procedures and Terms of Service. Limit of one promotional credit per person. The Promotion is non-transferable and may not be combined with other offers unless expressly permitted by the Company.

Qualifying Deposit and Balance Requirement:

To be eligible for this promotion, you must not have previously funded your GalaxyOne account by any available method prior to the start of the Promotional Period.

During the Promotional Period, you must make one or more qualifying deposits into your GalaxyOne account(s) totaling at least $25,000 USD in aggregate (“Qualifying Deposit Amount”). Qualifying deposits may be made via ACH, wire transfer, or supported cryptocurrency transfers.

For cryptocurrency deposits, the U.S. dollar value will be determined based on the market value at the time the transfer is credited to your account.

Additional qualifying deposits made during the Promotional Period will be included in your total Qualifying Deposit Amount.

To receive the promotional benefit, you must maintain qualifying deposits totaling at least your Qualifying Deposit Amount on the GalaxyOne platform for ninety (90) consecutive calendar days immediately following the end of the Promotional Period (“Maintenance Period”).

For purposes of this requirement:

  1. Each qualifying deposit will be assigned a U.S. dollar value at the time the deposit is credited to your account.

  2. This assigned value will not change based on market fluctuations, asset price changes, or subsequent investment activity on the GalaxyOne platform.

  3. GalaxyOne will track whether the assets associated with those qualifying deposits remain on the platform during the Maintenance Period.


Withdrawals, transfers off platform, returns, reversals, or other transactions that reduce the amount of assets remaining from your qualifying deposits below your Qualifying Deposit Amount during the Maintenance Period will result in disqualification from the promotion.

GalaxyOne determines compliance with the Maintenance Period requirement by tracking the retention of the original qualifying deposits and their assigned U.S. dollar value, rather than by calculating daily ledger balances. The Maintenance Period begins on the first calendar day following the end of the Promotional Period. The Company will determine the Maintenance Period and qualifying balance in its sole discretion.
 
Source of Funds: Only new funds transferred to GalaxyOne from an external financial institution or external cryptocurrency wallet will qualify. Transfers between GalaxyOne accounts, internal transfers, reversals, returned items, chargebacks, and adjustments do not qualify. If any qualifying deposit is reversed or returned for any reason during the Maintenance Period, you will be deemed ineligible.
 
Residency and Age: You must be a legal resident of the United States and at least 18 years of age (or the age of majority in your jurisdiction, if higher).
 
Compliance and Good Standing: You must comply with all applicable laws, regulations and onboarding requirements, including without limitation all anti-money laundering and know-your-customer screening requirements. Your Account(s) must remain in good standing (not suspended, restricted, or closed) through the date that the credit is issued, as defined below.
 
Offer Limits. Limit one promotional credit per person. The Company may, in its discretion, limit the Promotion to one per household and/or one per tax ID. The Promotion is not available to employees of GalaxyOne or its affiliates or to participants in any enterprise or institutional program unless expressly authorized.
 
3. Promotional Credit
 
Amount: Eligible Participants will receive a promotional credit posted to their GalaxyOne Cash account, subject to the following tiers.
 
Promotional Tiers: Eligible Deposit Amount Range
Promotional Bonus

  1. $25,000-$49,999 - $500

  2. $50,000-$99,999 - $1,250

  3. $100,000-$199,999 - $2,750

  4. $200,000+ - $6,000

 
Timing: The promotional credit will be issued within thirty (30) calendar days after May 29th, 2026, provided all eligibility criteria remain satisfied as of the issuance date. The Account must be open, active, and in good standing at the time of issuance.
 
Use of Credit: The promotional credit may be used within the GalaxyOne platform in accordance with our Terms of Service. Cash redemption, if available, is subject to standard GalaxyOne Cash Account processing times and applicable limits. The credit has no cash value outside of the GalaxyOne platform, is non-transferable, and may not be sold or assigned.
 
Adjustments and Reversals: If you fail to maintain eligibility at any point prior to issuance or if GalaxyOne identifies activity it believes to be abusive or manipulative, GalaxyOne may withhold or reverse the promotional credit. If the promotional credit is posted and later determined to have been issued in error or in violation of these Terms, GalaxyOne may debit the amount of the credit from your Account.
 
Taxes: You are responsible for any taxes resulting from receipt of the promotional credit. GalaxyOne may report the value of the promotional credit to tax authorities as required by law, including through Forms 1099 or other applicable information returns.
 
 4. Promotion Period
 
The Promotion begins on February 11th, 2026, and ends at 4:59 a.m. Eastern Time on March 1st, 2026 (the “Promotion Period”). The Company reserves the right to modify, suspend, or terminate the Promotion, or any component of it, at any time, with or without notice, except as required by law. Any changes will not affect credits already issued.
 
5. Disqualification
 
GalaxyOne may disqualify any Participant if the Participant:
 

  • Fails to meet eligibility requirements.

  • Provides false, incomplete, or misleading information (including regarding accredited investor status or source of funds).

  • Attempts to manipulate or abuse the Promotion.

  • Violates these Terms, Terms of Service, or any applicable law; or

  • Engages in suspicious, high-risk, or fraudulent activity


If disqualified, the Participant forfeits the promotional credit. GalaxyOne’s determinations are final.
 
 6. Limitation of Liability
 
To the maximum extent permitted by law, GalaxyOne and its affiliates, directors, officers, employees, and agents are not liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including lost profits, opportunity costs, or damages arising from delays, outages, technical malfunctions, or third-party services. Some jurisdictions do not allow certain limitations; in those jurisdictions, liability is limited to the maximum extent permitted by law
 
 7. General Terms
 
This Promotion is void where prohibited. Participation is subject to all applicable federal, state, and local laws and regulations. No cash alternative or substitution is permitted except by GalaxyOne, which reserves the right to substitute a promotional item of equal or greater value if the promotional credit becomes unavailable. No waiver by GalaxyOne of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.

GalaxyOne may amend these Terms at any time. Updated Terms will be posted on our website. Your continued use of the GalaxyOne platform following any amendment constitutes acceptance of the revised Terms. If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.
 
All disputes will be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. Venue and jurisdiction will be in the state and federal courts located in New York County, New York, unless otherwise required by law.
 
 8. Contact
 
For questions about this Promotion, please contact:
GalaxyOne Holdings LLC
Email: [email protected]
Address: 300 Vesey Street, New York, NY 10282

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.