This promotion has ended

NOV 17, 2025 - DEC 7, 2025

Unlock a

$500

Bonus

Bonus

with

with GalaxyOne

GalaxyOne

Verify your Accredited Investor status and earn a $500 bonus with a qualifying cash deposit of $25,000 or more*.

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HOW TO EARN

Create Your Account

Sign up for a GalaxyOne account on the web or mobile app, it only takes a few minutes. Existing clients can skip to step 2.

Verify Your Accreditation

Submit your verification documents in minutes and get approved within one business day. To get verified with our partner, Parallel Markets, navigate to the Galaxy Premium Yield* page within the app.

*Subscribing to Galaxy Premium Yield is not required to be eligible for this promotion.

To qualify, you must meet one of the following criteria:

• Annual income of $200,000 individually or $300,000 with a spouse

• Net worth exceeding $1 million, excluding primary residence

• Active Series 7, 65, or 82 securities license

Deposit $25,000 or more in cash

Fund your account with a qualifying cash deposit of $25,000 or more through bank (ACH) or wire transfer.

Get your $500 Bonus*

Maintain a $25,000 or more balance for 60 consecutive calendar days, then enjoy your $500 bonus.

Perks of Being Accredited

In addition to the $500 bonus, verified Accredited Investors gain access to Galaxy Premium Yield* offering 8.00% yield on your cash, guaranteed by Galaxy Digital Holdings LP.

Features

Earn 8.00% Yield, Automatically

Interest is accrued daily and paid monthly and immediately available for reinvestment.

Customize Your Reinvestment Strategy

Reinvest your earned interest into crypto, or continue to compound in your GalaxyOne Cash Account.

Simple, Fixed-Term Structure

Clear timelines and expectations, designed for long-term growth.

Backed by Galaxy’s Institutional Strength

Guaranteed by Galaxy Digital Holdings LP, a subsidiary of Galaxy Digital Inc. (Nasdaq: GLXY).

Your questions, answered

Clarity, upfront

What is GalaxyOne?

GalaxyOne is a financial technology platform backed by Galaxy Digital Inc. (Nasdaq: GLXY) that brings your cash, crypto, equities and yield together in one place. It’s designed to make growing and managing your wealth simple and seamless. Learn more.

What is the $500 cash bonus promotion?

GalaxyOne is offering a $500 cash bonus to eligible new and existing clients who have verified their Accredited Investor status and deposit $25,000 or more in new cash funds during the promotional period.

When does the promotion run?

The promotion runs from November 17, 2025, through December 7, 2025.

Qualifying deposits must be made by 11:59 p.m. ET on December 7, 2025.

Who is eligible for this promotion?

You’re eligible if you:


  • Have an active GalaxyOne account in good standing

  • Are a U.S. resident, 18 years or older

  • Verify your Accredited Investor status through Parallel Markets by Dec 7, 2025.

  • Deposit $25,000+ in new funds (via ACH or wire) into your GalaxyOne Cash Account or Galaxy Premium Yield by the same date.

  • Maintain a minimum balance of $25,000 across your GalaxyOne Account for 60 consecutive days after the deposit.


Limit one bonus per individual account. New and existing clients are eligible for this promotion.

What is an accredited investor and who qualifies?

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes individuals permitted to invest in certain private securities offerings not registered with the SEC. This status is based on income, net worth or professional licensing.

You may qualify as an accredited investor if you meet one of the following criteria:


  • Income: You earned over $200,000 (or $300,000 jointly with a spouse or spousal equivalent) in each of the last two years and expect to maintain that income this year.

  • Net Worth: You have a net worth over $1 million, individually or jointly with a spouse or spousal equivalent—excluding the value of your primary residence.

  • Professional Certifications: You hold certain financial licenses such as a Series 7, Series 65 or Series 82.

How do I verify my Accredited Investor status?

You can complete verification directly in the GalaxyOne app or online. Go to the Galaxy Premium Yield page and tap “Get Started.” Follow the prompts to submit your verification documents through Parallel Markets. The process only takes a few minutes, and approvals are typically completed within one business day.

When will I receive my bonus?

If you meet all requirements, your $500 cash bonus will be credited to your GalaxyOne Cash Account within 30 days after February 6, 2026. Your account must remain open, active, and in good standing at the time of payout.

What happens if I withdraw early?

If any portion of your $25,000 deposit made during the promotional period is withdrawn during the 60 day maintenance period—or if any qualifying deposit is reversed or returned—you’ll lose eligibility for the bonus. GalaxyOne may withhold or reverse the credit if it has already been issued.

Can I withdraw or transfer my bonus?

The promotional credit may be used within the GalaxyOne platform in accordance with our Terms of Service. Cash redemption, if available, is subject to standard GalaxyOne Cash Account processing times and applicable limits. The credit has no cash value outside of the GalaxyOne platform, is non-transferable, and may not be sold or assigned.

Is there a limit to the number of participants for this promotion?

Yes. Participation is limited to the first 1,000 eligible clients.

Need help or more information?

Contact [email protected], or review terms and details below.

GalaxyOne November 2025 Promotion Terms & Conditions

Promotion Terms and Conditions

Effective Date: November 17, 2025

Promotion Name: $500 bonus for $25,000+ cash deposits + Accredited Investor status

GalaxyOne Holdings, LLC (“GalaxyOne,” “Company,” “we,” “us,” or “our”).


  1. Overview

These terms and conditions (“Terms”) govern participation in the $500 Accredited Investor Credit offer (the “Promotion”). By participating in the Promotion, you (“Participant” or “you”) agree to these Terms, our general Terms of Use,  and our Privacy Policy. If there is a conflict between these Terms and the Terms of Service or any other agreement you have with us, the Terms will control for the matter(s) directly in conflict.  Any capitalized terms not defined in these Terms have the same meaning as in the Terms of Service.


  1. Eligibility

To be eligible, you must meet all requirements in this Section during the Promotion Period and through credit issuance::

Account Status You must open or have an active GalaxyOne account in good standing (“Account”) during the Promotion Period (defined below) in accordance with our onboarding procedures and Terms of Service. Limit of one promotional credit per person. The Promotion is non-transferable and may not be combined with other offers unless expressly permitted by the Company. 

Accredited Investor Verification: You must verify your status as an accredited investor through Parallel Markets, our third-party verification partner, on or before the end of the Promotion Period. Prior verification through Parallel Markets on the GalaxyOne platform satisfies this requirement.

Qualifying Deposit and Balance Requirement: You must deposit at least twenty-five thousand U.S. dollars ($25,000) into your GalaxyOne Cash Account during the Promotion Period, but no later than December 7th, 2025. You must maintain a balance of US $25,000 across your GalaxyOne Account(s) for sixty (60) consecutive calendar days following the date that the qualifying deposit is initiated to your GalaxyOne Account (“Maintenance Period”). The Company will determine the Maintenance Period and qualifying balance in its sole discretion based on daily ledger balances.

Source of Funds: Only new funds transferred to GalaxyOne from an external financial institution qualify. Transfers between GalaxyOne accounts, internal transfers, reversals, returned items, chargebacks, and adjustments do not qualify. If any qualifying deposit is reversed or returned for any reason during the Maintenance Period, you will be deemed ineligible.

Residency and Age: You must be a legal resident of the United States and at least 18 years of age (or the age of majority in your jurisdiction, if higher).

Compliance and Good Standing: You must comply with all applicable laws, regulations and onboarding requirements, including without limitation all anti-money laundering and know-your-customer screening requirements. Your Account(s) must remain in good standing (not suspended, restricted, or closed) through  the date that the credit is issued, as defined below.

Offer Limits. Limit one promotional credit per person. The Company may, in its discretion, limit the Promotion to one per household and/or one per tax ID. The Promotion is not available to employees of GalaxyOne or its affiliates or to participants in any enterprise or institutional program unless expressly authorized.


3. Promotional Credit

Amount: Eligible Participants will receive a promotional credit of USD $500 posted to their GalaxyOne cash account.

Timing: The promotional credit will be issued within thirty (30) calendar days after February 6th, 2026, provided all eligibility criteria remain satisfied as of the issuance date. The Account must be open, active, and in good standing at the time of issuance. 

Use of Credit: The promotional credit may be used within the GalaxyOne platform in accordance with our Terms of Service. Cash redemption, if available, is subject to standard GalaxyOne Cash Account processing times and applicable limits. The credit has no cash value outside of the GalaxyOne platform, is non-transferable, and may not be sold or assigned.

Adjustments and Reversals: If you fail to maintain eligibility at any point prior to issuance or if GalaxyOne identifies activity it believes to be abusive or manipulative, GalaxyOne may withhold or reverse the promotional credit. If the promotional credit is posted and later determined to have been issued in error or in violation of these Terms, GalaxyOne may debit the amount of the credit from your Account.

Taxes: You are responsible for any taxes resulting from receipt of the promotional credit. GalaxyOne may report the value of the promotional credit to tax authorities as required by law, including through Forms 1099 or other applicable information returns.


 4. Promotion Period

The Promotion begins on November 17, 2025, and ends at 11:59 p.m. Eastern Time on December 7, 2025 (the “Promotion Period”). The Company reserves the right to modify, suspend, or terminate the Promotion, or any component of it, at any time, with or without notice, except as required by law. Any changes will not affect credits already issued.

 

5. Disqualification

GalaxyOne may disqualify any Participant if the Participant::

  • Fails to meet eligibility requirements;

  • Provides false, incomplete, or misleading information (including regarding accredited investor status or source of funds);

  • Attempts to manipulate or abuse the Promotion; or

  • Violates these Terms, Terms of Service, or any applicable law; or

  • Engages in suspicious, high-risk, or fraudulent activity

If disqualified, the Participant forfeits the promotional credit. GalaxyOne’s determinations are final.


 6. Limitation of Liability

To the maximum extent permitted by law, GalaxyOne and its affiliates, directors, officers, employees, and agents are not liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including lost profits, opportunity costs, or damages arising from delays, outages, technical malfunctions, or third-party services. Some jurisdictions do not allow certain limitations; in those jurisdictions, liability is limited to the maximum extent permitted by law


 7. General Terms

This Promotion is void where prohibited. Participation is subject to all applicable federal, state, and local laws and regulations. No cash alternative or substitution is permitted except by GalaxyOne, which reserves the right to substitute a promotional item of equal or greater value if the promotional credit becomes unavailable. No waiver by GalaxyOne of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.

GalaxyOne may amend these Terms at any time. Updated Terms will be posted on our website. Your continued use of the GalaxyOne platform following any amendment constitutes acceptance of the revised Terms. If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.

All disputes will be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. Venue and jurisdiction will be in the state and federal courts located in New York County, New York, unless otherwise required by law.


 8. Contact

For questions about this Promotion, please contact:

GalaxyOne Holdings LLC

Email: [email protected]

Address: 300 Vesey Street, New York, NY 10282

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.

Important Risk Disclosures

GalaxyOne is a financial technology platform, not a bank, not a broker dealer.

GalaxyOne Cash account deposits held at Cross River Bank, Member FDIC. Insured up to $250,000. Debit Card issued by Cross River Bank, Member FDIC.

Annual percentage yield (APY) is variable and may change at any time before or after account opening.

An accredited investor, as defined by the U.S. Securities and Exchange Commission (SEC) under Rule 501 of Regulation D, includes an individual permitted to invest in certain private securities offerings not registered with the SEC.

Galaxy Premium Yield is an investment product and is not a bank deposit or other obligation of, or guaranteed by, any bank. It is not insured by the FDIC or any other governmental agency. The note is unsecured, and investors may lose some or all of their principal. Past performance is not indicative of future results. Interest earned is taxable as ordinary income; please consult your tax advisor regarding your individual tax circumstances.

Galaxy Premium Yield Investment Note to be offered and sold have not been registered under the Securities Act of 1933, as amended, or states securities laws and may not be offered or sold absent registration with the SEC or an applicable exemption from the registration requirements. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Galaxy Premium Yield Investment note in any state in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such state.

To obtain more information and to consider investing in Galaxy Premium Yield, please see reference here.

Digital assets are highly volatile, not legal tender, and not backed by any government. Investments in cryptoassets involve significant risk, including the potential loss of all principal. Digital assets available on GalaxyOne are held in custodial wallets with Paxos Trust Company, a New York State-chartered trust company regulated by the New York Department of Financial Services. These assets are not insured by the FDIC or SIPC.

Crypto trading on GalaxyOne may be subject to execution, network, or withdrawal fees, including applicable blockchain transaction ("gas") fees. While GalaxyOne does not charge spread markups, other costs may apply. Crypto transactions may trigger taxable events; please consult your tax advisor to understand your individual tax obligations.

GalaxyOne’s crypto services are offered in partnership with Paxos. By using these services, you agree to the GalaxyOne Digital Asset Customer Agreement and Risk Disclosure, available at Paxos Customer Agreement.

Staking services (“Staking Services”) are available through the online platform operated by GalaxyOne Holdings LLC (“GalaxyOne”). Money transmission services in connection with the staking services available on the GalaxyOne platform are provided by GalaxyOne Prime LLC (“G1 Prime”), a FinCEN registered money services business (MSB Registration No.: 31000319084642) and a multi-state licensed money transmitter (NMLS ID: 1988685).
 
Registration and licensure do not imply endorsement, approval, or recommendation by any federal or state regulator. The availability of Staking Services is subject to eligibility. Staking digital assets involves risks and staking rewards are variable, not guaranteed, and may be subject to network and other fees. Digital assets are generally highly volatile and can lose value, and digital assets staked through the GalaxyOne platform may not be immediately available for withdrawal even during periods of high volatility. Staking rewards are not guaranteed and any references to staking reward rates are estimates. Actual staking awards received may vary and depend on several factors including network conditions. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Staking services are not available to residents of California, Maryland, New Jersey, Wisconsin, Washington, New York, Louisiana, Pennsylvania, Tennessee, or Nevada. GalaxyOne Prime LLC is not a bank. Digital assets are not deposits and are not insured by the FDIC or any governmental agency. Additional information and a list of licenses held by G1 Prime can be found via the Consumer Access page available at www.nmls.org. Please see visit GalaxyOne Staking Terms for applicable terms, conditions, and other important disclosures.

GalaxyOne Brokerage accounts are introduced by GalaxyOne and offered through FIN2, a registered broker-dealer and member FINRA/SIPC, with clearing and custody provided by DriveWealth LLC, member FINRA/SIPC. Securities products are not FDIC insured, not bank guaranteed, and may lose value. Commission-free trading refers to $0 commissions for self-directed individual cash brokerage accounts on U.S.-listed equities and ETFs. Other fees and charges (including regulatory fees, foreign transaction fees, and wire transfer fees) may apply. Fractional share trading is available for certain eligible securities; not all securities are available for fractional trading.

GalaxyOne Brokerage accounts and services are available only to U.S. persons who successfully complete KYC verification. All investing involves risk, including the potential loss of principal. You should carefully consider your investment objectives and risk tolerance before trading. Nothing herein should be construed as an offer, solicitation, or recommendation to buy or sell any security.

Extended hours trading involves additional risks, including reduced liquidity, increased volatility, and wider spreads. Prices may differ substantially from prices during regular market hours.

Traditional and Roth IRAs are subject to IRS rules and contribution limits. Consult a tax advisor for guidance specific to your circumstances.

The GalaxyOne Stock Lending Program is offered through FIN2, member FINRA/SIPC, with clearing and custody services provided by DriveWealth LLC, a registered broker-dealer and member FINRA/SIPC. Participation is optional and subject to eligibility requirements. By participating, you agree that certain fully paid or excess margin securities in your account may be lent to other market participants for a fee. Income from stock lending is not guaranteed and may vary over time based on market demand and other factors. Participation in the program does not affect your ability to sell the lent securities; however, sale requests may take additional time to settle if the securities are on loan. Stock lending involves risks, including, but not limited to, the risk of borrower default, loss of voting rights, and potential tax implications. You may not receive dividends on lent securities. Past income from stock lending is not indicative of future results. See the Stock Lending Program Terms and Conditions for full details.

Stock lending involves risks, including but not limited to: (1) Loss of shareholder rights — While your securities are on loan, you will not have voting rights; (2) Loss of income on lent securities — You may not receive dividends or other distributions during the loan period; (3) Borrower credit risk — If the borrower defaults, you may not be able to recover the lent securities promptly, and market conditions could affect their value upon return; (4) Market risk — The value of lent securities may fluctuate during the loan term, and you may be forced to buy back securities at a higher price if needed to close a position; (5) Tax considerations — Any substitute payments received in place of dividends may be taxed differently than qualified dividends. Consult a tax advisor.


Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All loans are subject to market conditions, portfolio value, loan amount, and other factors. Any examples of how loan proceeds may be used are for illustrative purposes only. Any rates, or payment examples shown are for illustrative purposes only, are not guaranteed, and do not constitute an approval, pre-approval, or commitment to enter into a loan. Collateral remains subject to market fluctuations and liquidation risk. Borrowing is generally not a taxable event. Consult your tax advisor.


Brokerage, digital asset, and other investment services are offered separately by GalaxyOne Holdings LLC and its partners.